Safe Driving for Families

Posted onCategoriesLegal

Being in the car in today’s society is scary. It is scarier for people who have passengers riding with them. If the passengers are kids, the driver should be even more cautious than normal. There are ways to keep kids and passengers safe while traveling in a vehicle. Families should familiarize themselves with the rules of the road while they are traveling together.

Seatbelts

All vehicles traveling on the roadways must be equipped with seatbelts. Most states have laws that anyone riding in the vehicle must wear a seatbelt. Each year, there are over 15,000 lives saved from car crashes where people are wearing their seatbelt. There are also a good number of accidents still taking place where people are not using their seatbelts. In these cases, more trauma is occurring, people are getting thrown from the vehicle, and even death in some of these crashes.

Proper Passenger Occupancy

Vehicles … Read the rest

Consumer Portfolio Services: Lending Options for those with Little to No Credit

Posted onCategoriesFinancial

A great deal of discussion about purchasing a vehicle has a lot to do with how much money the vehicle costs as well as the creditworthiness of the individual looking to purchase the vehicle. In terms of credit, it is normally a discussion about if a person’s credit score is good enough to get a loan for a vehicle or their credit score is going to hinder them from being able to purchase a particular car.

However, there are many people, especially younger individuals, that have a unique problem. The issue with their credit may not be about how good or how bad it is. It may be that the credit is simply nonexistent.

A Lack of Credit

As surprising as this may be to some people, having little or no credit can be as debilitating when it comes to securing a loan as having horrible credit. While a lender … Read the rest